Privacy Policy — ac4d

Your privacy is a cornerstone of everything we build at ac4d. This policy explains clearly and honestly what personal data we collect, why we collect it, how we use it, and the rights you hold as a Member.

Last Updated: January 2026

Your Privacy at a Glance

These six principles guide every data decision we make at ac4d. Full legal detail follows in the sections below.

Minimal Data Collection

We collect only the data that is genuinely necessary to operate your account, verify your identity (KYC), process payments in IDR, and improve our services. We do not harvest data speculatively.

End-to-End Encryption

All data in transit is protected by industry-standard TLS/SSL encryption. Sensitive fields including passwords, bank account numbers, and KYC documents are encrypted at rest using AES-256 standards.

No Data Selling

ac4d does not sell, rent, or trade your personal information to third-party marketers or data brokers under any circumstances. Your data is used exclusively for the purposes described in this policy.

Your Rights, Always

You have the right to access, correct, export, or request deletion of your personal data at any time. Submit a request to [email protected] and we will respond within 30 days.

Transparent Cookie Use

We use cookies and similar tracking technologies strictly for session management, fraud prevention, and platform analytics. We do not use cross-site tracking cookies or sell behavioral profiles to advertisers.

No Data from Minors

ac4d does not knowingly collect or process personal data from individuals under the age of 21. Any account found to belong to a person under 21 will be closed and all associated data deleted promptly.


Have Questions About Your Privacy Rights?

Our FAQ covers common privacy questions in plain language. You can also review our Terms & Conditions or contact our Data Protection team directly for personalized assistance.